Financing

 

How it works

  1. Add items to your cart.
  2. Check out with Shop Pay.
  3. Choose to pay in 4 installments.

Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.

When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% interest installment payments - with no additional, hidden, or late fees.*

Quick approval, easy payments, no hidden fees

Check out our amazing Mattress line, Priced 50% to 70% less than retail stores!.

 

How it works

  • We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees.
  • Easy monthly payments: Provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 10% to 30% APR with loans of 3, 6, or 12 month terms.
    • Based on a purchase price of $500.00 at $43.97/mo at 10% APR for 12 months. Downpayment may be required
  • Flexible repayment: Simply pay your monthly bill using a debit card, bank transfer at www.affirm.com/pay
     
  • Disclosure: Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.

See the source image

5 SIMPLE STEPS

1. CHECKOUT
Select Lay-Buy payment option at checkout.

2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.

3. ENTER PAYPAL
Complete down-payment and setup recurring profile in PayPal’s secure environment.

4. SCHEDULED PAYMENTS
Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact us if you want to move your payments earlier or later.

5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.

No interest charges ever, no membership fees ever – NO DEBT.